<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:news="http://www.google.com/schemas/sitemap-news/0.9"
        xmlns:xhtml="http://www.w3.org/1999/xhtml"
        xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"
        xmlns:video="http://www.google.com/schemas/sitemap-video/1.1">

  <!-- Homepage - Highest Priority -->
  <url>
    <loc>https://capitaltaxcalculator.com/</loc>
    <lastmod>2025-01-31</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- Main Tax Tools Pages - High Priority -->
  <url>
    <loc>https://capitaltaxcalculator.com/tax-strategies</loc>
    <lastmod>2025-01-31</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://capitaltaxcalculator.com/advanced-tax-minimization</loc>
    <lastmod>2025-01-31</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Educational Content - High Priority -->
  <url>
    <loc>https://capitaltaxcalculator.com/tax-education</loc>
    <lastmod>2025-01-31</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Current Year Tax Information - High Priority -->
  <url>
    <loc>https://capitaltaxcalculator.com/tax-brackets-2025</loc>
    <lastmod>2025-01-31</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://capitaltaxcalculator.com/tax-reform-2025</loc>
    <lastmod>2025-01-31</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Previous Year Tax Information - Medium Priority -->
  <url>
    <loc>https://capitaltaxcalculator.com/tax-brackets-2024</loc>
    <lastmod>2025-01-31</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.6</priority>
  </url>

  <!-- Legal Pages - Lower Priority but Important -->
  <url>
    <loc>https://capitaltaxcalculator.com/privacy-policy</loc>
    <lastmod>2025-01-31</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

  <url>
    <loc>https://capitaltaxcalculator.com/terms-of-service</loc>
    <lastmod>2025-01-31</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>

</urlset>